About Mediclaim

 Commanly asked questions about Mediclaim

What is mediclaim?

Who can avail of mediclaim benefits?

What are the benefits of having a mediclaim policy?

What is the duration of a mediclaim policy?

Can I get a mediclaim policy for my parents?

How much mediclaim coverage do I need?

What is the premium for a mediclaim policy?

Are pre-existing conditions covered under a mediclaim policy?

What is the waiting period for pre-existing conditions under a mediclaim policy?

Are maternity expenses covered under a mediclaim policy?

Are dental expenses covered under a mediclaim policy?

What is the process for filing a mediclaim claim?

How long does it take for a mediclaim claim to be processed?

What documents are required to file a mediclaim claim?

Is hospitalization required to file a mediclaim claim?

What is cashless hospitalization in a mediclaim policy?

How does cashless hospitalization work?

What is reimbursement of medical expenses in a mediclaim policy?

How does reimbursement of medical expenses work?

What is the network hospital in a mediclaim policy?

What is the co-payment in a mediclaim policy?

Is there any tax benefit on mediclaim premiums?

Can I change my mediclaim policy during the policy period?

What is the policy renewal process for a mediclaim policy?

What is the grace period for renewal of a mediclaim policy?

Can I get a refund on my mediclaim policy if I cancel it?

What is the difference between mediclaim and health insurance?

Can I get a mediclaim policy if I have a pre-existing condition?

What is the claim settlement ratio of an insurance company?

What is the waiting period for a mediclaim policy?

What is the minimum age to apply for a mediclaim policy?

What is the maximum age to apply for a mediclaim policy?

What is the minimum sum assured in a mediclaim policy?

What is the maximum sum assured in a mediclaim policy?

Are pre-policy medical checkups required for a mediclaim policy?

What is the cooling-off period in a mediclaim policy?

What is the free-look period in a mediclaim policy?

What is the claim settlement process for a mediclaim policy?

What is the claim intimation process for a mediclaim policy?

Can I claim for hospitalization expenses incurred outside India under a mediclaim policy?

What is the waiting period for hospitalization expenses incurred outside India under a mediclaim policy?

What is the geographical scope of a mediclaim policy?

What is the waiting period for specific diseases under a mediclaim policy?

Can I add or remove members from a family floater mediclaim policy?

Can I port my mediclaim policy from one insurer to another?

What is the policy termination process for a mediclaim policy?

Can I renew my mediclaim policy online?

What is the difference between an individual mediclaim policy and a family floater mediclaim policy?

What is the tenure of a mediclaim policy?

What is the difference between a cashless mediclaim policy and a reimbursement mediclaim policy?